The liability for a car accident is determined by the party who can be proven to have caused the crash. The law in most states dictates that if an individual causes a vehicle collision, they are liable for compensating any injuries and damages suffered by the other parties involved. There is no single way to get compensated for a car accident; the type of compensation you receive will depend on the severity, who caused the collision, and more. Fortunately, Dolan Dobrinsky Rosenblum Bluestein, LLP, can help you get back on your feet financially.
In this article, we’ll talk about types of compensation so that when an accident happens, you’re well informed.
- Property Damage
If you are in a collision and the other driver is at fault, then that person’s insurance will cover their property damage to your car. If they have no insurance or if the accident was caused by someone else who does not carry liability coverage for themselves (another driver), you can file a claim with your insurer and recover compensation from them.
A rental car company can require you to submit an accident report and photos of the vehicle damages before they compensate your loss. You may also have to wait for up to two weeks after reporting the incident before receiving any reimbursement from them.
This is because their insurance agency needs time to investigate what happened during the crash and verify that it was not caused by something else such as vandalism or theft. Some drivers choose not to call the police because there might be penalties if no one gets injured.
However, this decision could come back on you later when trying to get compensation from someone who hit your car without admitting fault or responsibility for damage done.
- Hospital Bills
A car accident can be physically and psychologically traumatic. If you have been injured in a crash, your medical bills may quickly pile up. Usually, the vehicle driver at fault is liable for any hospital or doctor’s costs stemming from that particular wreck they were involved with. This includes emergency treatment and follow-up care you may need to recover fully from injuries sustained during the collision.
You’ll also want to request compensation if any procedures are performed on you without first obtaining your consent – such as when doctors operate on a broken bone before notifying you.
No matter the length of your stay in the hospital, the other party is legally liable for your medical bills. If you have a long-term injury, the other party must pay out monthly payments until either their insurance provider or yours pays all of the expenses related to that injury.
- Loss Of Income
No one looks forward to being out of work, though an accident can get you out of your job. If an accident impairs you and you’re unable to work, you may be eligible for disability payments.
But before that, it’s best to go to court and claim compensation. Most states have laws in place that determine how much you can get as compensation in a car accident.
- Physical And Emotional Pain And Suffering
Physical and emotional pain and suffering are the two most common types of damages claimed by accident victims.
The law defines physical injury as any impairment to one’s health, tangible or intangible, including but not limited to: loss of a limb; amnesia; diminished intelligence quotient (IQ); paralysis from the waist down; paraplegia; and quadriplegia.
Emotional injuries can be categorized as severe mental anguish that does not rise to the level of extreme anxiety or distress in response to some event outside oneself. Such injuries can impair one’s life and prevent one from maintaining a relationship with others, occupation, enjoyment, and comfort.
There are many types of compensation you can claim after a car accident. If you have not done so already, it is time to consult with an experienced attorney who specializes in personal injury and auto accidents before deciding which case to pursue.